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Active NEW!
$495,000
/mo Edit
Multi-family:  Four Plex
Built 1880
1,824 sqft • 0.35 acres
St. Paul schools
MLS# 6777181
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    Property Description

    Welcome to 195 Oneida Street, a historic fourplex in Saint Paul’s sought-after West Seventh neighborhood. Built in 1880 and thoughtfully updated over the years, this property offers four one-bedroom apartments with character and modern improvements. Three units are currently occupied, and one has been refreshed with new flooring, paint, backsplash, and bathroom fixtures. While not brand new, the windows, siding, roof (2023 shingles and decking), water heater (2004), and boiler have all been updated, providing peace of mind for the next owner. Tenants enjoy radiator heat, window A/C, and off-street parking. The property also includes a full unfinished basement with laundry and storage, plus a shed and a unique triangular lot with a wooded backyard. Gross monthly income is approximately $4, 092 with additional potential from parking or storage rental. West Seventh is known for its vibrant dining and brewery scene, historic charm, and convenient access to downtown Saint Paul, Xcel Energy Center, MSP Airport, and major highways. This is a standout opportunity for an owner-occupant to live in one unit while generating rental income from the others, or for an investor seeking a well-maintained fourplex in a prime location.

    Listing

    Contingency: None
    Price per sq ft: $271
    City: Saint Paul
    County: Ramsey
    State: MN
    Property Style: Four Plex
    Zip Code: 55102
    Neighborhood/Area: West Seventh
    Subdivision Name: Norwood Add

    Interior

    Living Area: 1,824 ft2
    Ranges: Four
    Refrigerators: Four
    Basement Details:
    • Full
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 0
    Foundation Size: 912 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System: Boiler
    Parking Features: Gravel
    Road Frontage: City Street
    Exterior Material:
    • Vinyl Siding
    • Wood Siding
    Roof Details:
    • Age 8 Years or Less
    • Asphalt

    Lot & Land

    Acres: 0.35
    Geolocation: 44.935871, -93.123525
    Lot Dimensions: 172 x 173 x 243
    Zoning: Residential-Multi-Family
    Lot Description:
    • Irregular Lot
    • Many Trees

    Schools

    School District: 625
    District Phone: 651-767-8100

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: $2,354
    Annual Insurance Expense: $3,000
    Annual Maintenance Expense: $2,419
    Annual Gross Expense: $17,017
    Annual Trash Expense: $999
    Annual Water/Sewer Expense: $1,287
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $5,546
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $6,958

    Income

    Annual Gross Income: $49,104

    Units

    Total Units: 4

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of First Select.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.